$50,000 Policy Limits Recovery

A client’s Uninsured/Underinsured Motorist (UM) stacking provision was the key to maximizing this recovery. When the insurance company tried to settle for less than the available coverage — starting at $30,634 and later increasing to $45,000 — our office held firm, refusing to accept anything less than the full case value. That firm negotiating stance compelled the insurer to tender the maximum $50,000 policy limit, ensuring our client received every dollar of insurance proceeds available under the policy’s stacking terms.

• Leveraged the client’s UM stacking provision to maximize the total recovery.
• Negotiated an increase from an initial offer of $30,634 to the full $50,000 limit.
• Rejected a middle-ground offer of $45,000 to hold out for full policy limits.
• Secured a total policy limit tender, ensuring the maximum possible compensation.